After the unfortunate incident with our lawn mower last fall, a new mower was on the "to buy" list for this spring.
We had decided which one we wanted to get, and since I was running up to the store to get something else anyway, I was just going to pick it up myself. There are always men at those stores that have been hired just for their brute strength and ability to haul stuff out to SUVs and Minivans.
At the last minute I remembered a stash of cash that we had. Now, we almost never have cash. I sometimes will get cash to pay a babysitter or garage sale, but that is usually it.
We are people who put everything on credit cards. Credit cards that we pay off monthly.
Some people have trouble with credit cards and claim to spend more money when they can just whip out the plastic. I, on the other hand, spend more money when I have cash. You see, when you spend on a credit card, you have to revisit your purchases at the end of the month. When you use cash, you don't.
I really don't like revisiting my purchases at the end of the month.
But I do it, and it helps me grow because it forces me to think about what we bought and if we needed it or not.
Anyway, I told Noah I was going to use the cash to buy the lawn mower. Then I paused showed him the money and said, "I am buying my lawn mower with the cash I have scrimped and saved from my egg money. My husband makes me cut our grass with a scissors, but I have been saving for nigh on 3 years now, and I finally have enough for a machine." He laughed, and I told him that was kind of how I felt about using cash for a big purchase.
So I went to the store and I bought the mower and I used the cash.
And it felt really weird.
Somehow it feels more "adult" to use a credit card. Somehow I feel richer when I use a credit card.
Paying in cash seemed somewhat humbling, as if I didn't have good credit.
As if I had to SAVE for a purchase. Imagine that.
Do any of you feel strange spending cash for big purchases?
Do you spend less if you use cash? Or credit?